Retirement & Business Financial Planning in Phoenix
Approaching retirement or navigating a business transition? Get straightforward guidance on income planning, investments, and the financial decisions that keep you up at night — from Zachary Holly, a CFP® professional based in Phoenix, serving Arizona, California, and Colorado.
Financial Planning Built Around Your Retirement and Your Business
The financial questions that come with retirement or business ownership don't have cookie-cutter answers. Zach works hands-on with clients across retirement income planning, investment management, small business retirement plans, key person insurance, and the bigger planning conversations around integrated strategy and continuity — in person in Phoenix or by phone and video across Arizona, California, and Colorado.
Retirement Income Planning
Your savings need to become a paycheck that lasts. We help you map out cash flow, market risk, Social Security timing, taxation, and other choices for creating the retirement income strategy you need to live with confidence.
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Thoughtful Investment Management
Your investments should work for you — not keep you up at night. We build and manage diversified portfolios in line with your goals, coordinate with your retirement income plan, and help you stay focused on long-term results.
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Small Business Retirement Plans
Attract and keep great people while building your own retirement at the same time. We help you evaluate and set up retirement plans tailored to your business goals and employees, designed for owners who want strategic support.
Learn More →A Retirement Income Strategy You Can Actually Follow
Retirement means making decisions that are hard to undo — the right plan makes those calls easier. We help you map your income sources, evaluate tax withdrawal strategies, and coordinate the details that matter most, like Social Security timing and required minimum distributions. Work with a CERTIFIED FINANCIAL PLANNER™ professional who makes the complex feel manageable.
Investing That Serves The Plan, Not the Other Way Around
Good investment decisions start with knowing what you're building toward. We take the time to understand your goals, your timeline, and how much volatility you can stomach — then we build an approach that supports your bigger financial picture instead of reacting to the market's noise.
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Protect What You've Built
Your business finances and personal finances are too connected for guesswork. We help you understand the risks and protect cash flow so you can be more confident you have what you need to adapt and make decisions that protect both.
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Retirement Planning That's Practical
Retirement means planning for more than just a number. We help you understand your income sources, Social Security choices, and tax strategies so you can make better decisions with less stress and more clarity.
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Continuity & Succession
What happens to your business if you aren't there when you're ready to move on? We help owners think through tax planning, exit strategy, and who will take over — so the business can transition with clarity.
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An Integrated Financial Strategy
Successful investing, retirement and business decisions all connect. We help clients align investments, insurance, and plans around the big picture so every decision supports what matters most.
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Meet Zachary Holly, CFP®
Zach is a CERTIFIED FINANCIAL PLANNER™ professional based in Phoenix who works almost exclusively with pre-retirees and business owners. His focus is to narrow the gap between what you're worried about — and what your money can do — so you can make decisions that matter most to your retirement income, investments, business retirement plans, key person protection, and planning standard.
Schedule a Call
We appreciate your interest and want to learn about you. Start a conversation, share your financial questions, and let's build a plan together.
Call Zach
During the day, Zach's often on calls and may be hard to reach. If you send a message or call, we'll respond as quickly as possible.
602-954-8766
Email Zach
Don't hesitate to ask any question. Zach works hard to respond by the next business day — or sooner.
zach.holly@osaicwealth.com